The computation below is an illustration of the potential value of a customer with Asset Under Management of RM50,000 may earn by investing RM7,000 in TRUE Savers Account, RM20,000 in Fixed Deposit, RM10,000 in Bancassurance, RM3,000 in Private Retirement Scheme (PRS) and RM10,000 in Unit Trust (UT) based on certain behavior assumptions as contained herein.
The value you save per month Total value saved per annum (p.a.) Product
Transact for Free with
TRUE Transact Curren​t Account
FREE 5 MEPS withdrawal​
If you withdraw 5 times at any banks ATM MEPS
shared network, you will save: RM1.06 x 5 = RM5.30
Free Online Transfers
If you transfer funds via Interbank Giro (IBG) online
5 times per month, you will save RM0.11 x 5
= RM0.55

RM5.30 x 12 months = RM63.60

RM0.55 x 12 months = RM6.60

TRUE Transact Current Account
Save at Higher Interest Rates with
TRUE Savers Account and Fixed
Deposit Account
TRUE Savers Account
Earn 1.8% p.a. high interest rate on your balances
Fixed Deposit Account
  • Less than RM50,000: Additional 0.15% p.a. above board rate
  • RM50,000 and above: Preferential rate

TRUE Savers Account
Earn up to RM126 p.a.*
*Assuming average balance per month
is RM7,000 x 1.8% p.a.

Fixed Deposit Account
Earn additional: RM30 p.a.*
*Assuming the placement is RM20,000 x
  0.15% p.a.

TRUE Savers Account

Fixed Deposit
Spend using TRUE VISA Credit Card
Spend at lower interest rate of 7.99% p.a. in
the first year, 12% p.a. thereafter

If you spend RM2,700 per month and pay 30%
of the outstanding balance every month, you
will save RM27 per month if compare with
normal interest rate of 15% p.a.
Save on online shopping with 3% cash back
If you spend RM300 per month shopping
online, you will save RM9

RM27 x 12 months = RM324

RM300 x 3% x 12 months = RM108
TRUE VISA Credit Card

Start Wealth Creation with Bancassurance
Invest in Private Retirement Scheme (PRS) and Unit Trust (UT) with preferential sales charge
  • PRS: Invest RM3,000 with sales charge as low as 1%*
  • UT: Invest minimum of RM10,000 with sales charge as low as 3.5%*
* Sales charge subject to GST and subject to change and vary from fund type
You will receive a RM50 gift voucher
when you sign up for:
  • A Regular Premium life insurance plan with minimum monthly premium of RM200 or
  • A Single Premium life insurance plan with minimum of RM10,000

  • PRS: Save up to RM60 p.a.1
    1 Compare with normal sales charge of 3%, i.e. RM3,000 x (3% - 1%)​
  • UT: Save up to RM150 p.a.2
    2 Compare with normal sales charge of 5%, i.e. RM10,000 x (5% - 3.5%)

Total TRUE Banking Value RM918.20
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