TRUE Everyday Banking Kit

TRUE Debit Card TRUE Debit Card

Save & Transact

Our TRUE Debit MasterCard comes with a TRUE Transact Account and a built-in TRUE Savers Account.

TRUE Debit MasterCard empowers you to manage your spending on the TRUE Transact Account to keep your daily funds in check. Enjoy:

  • Free unlimited Interbank GIRO (IBG) transactions via online banking and ATM.
  • 5 free MEPS withdrawals per month* at any banks’ ATM and convenient access to MEPS shared ATM network nationwide.
  • Cashless shopping worldwide at any outlet that accepts MyDebit or MasterCard, online, via mail order or telephone.
  • Contactless Purchase Feature with MasterCard PayPass and MyDebit Contactless - just tap to pay!​
  • Important Note : Contactless limit is defaulted to RM1,000 per day, if you do not want to use this feature or would like to set a lower limit, please contact AmBank Contact Centre at +603 2178 8888 or walk in to any AmBank branches.

Plus, watch your savings grow faster with the built-in TRUE Savers Account:

  • Earn a high flat interest rate on all balances.
  • With the feature of a withdrawal limit per month, it prompts you to give your spending habit a think.

TRUE Tips:

  • Stick to your savings goals by allocating a fixed amount to save every month and limiting your withdrawals from your TRUE Savers Account. If you really need additional funds, you may still withdraw up to 3 times in a month for free. A fee is charged for each subsequent withdrawal** to help keep your savings on track.
  • Use your TRUE Debit MasterCard for daily retail transactions so that you can track your spending and manage your budget.

  • Minimum age: 12 years old & above
  • Malaysian, foreigner and permanent resident
  • Own a registered mobile phone number, email and valid correspondence address
  • For applicants below 18 years old, trustee account applies
  • Minimum initial deposit of RM20 is required when you take up TRUE Debit MasterCard  (Consist of TRUE Transact Account & TRUE Savers Account)

(Eligible for protection by PIDM)

*Terms and conditions apply. The first 5 MEPS withdrawal charges of each month will be credited into your TRUE Transact Account as a rebate on the 1st  of the following month.

** Withdrawal includes any withdrawal / transfers / payments made from your TRUE Savers Account.

Note: Please be informed that TRUE Transact Account will be displayed as Current Account and TRUE Savers Account will be displayed as Savings Account in any banks' ATMs, which are members of the MEPS Shared ATM Network.

TRUE by AmBank reserves the right to revise the TRUE product features, fees and charges as and when deemed necessary, with 21 days prior notice

TRUE Credit Card TRUE Credit Card


Booking that dream vacation online? Getting a new guitar? Let us help you maximise your spending via our TRUE VISA Credit Card, packed with goodies like annual fee free for life, Flexi Payment Plan, low interest rates of 7.99% p.a. for the 1st year and 3% cash rebate* for online transactions.

TRUE Tips:

Convert your pricier purchases into manageable and affordable monthly instalments via our Flexi Payment Plan to better manage your cash flow.

  • Minimum age for Principal Card applicant: 21 years old and above
  • Minimum age for Supplementary Card applicant: 18 years old and above
  • Malaysian
  • Own a registered mobile phone number, email and valid correspondence address
  • Minimum income of RM36,000 p.a.

*Terms and conditions apply. The 3% cash rebate is subject to a capping of RM30 per month for online retail transactions only and not applicable for Cash Advance/ Balance Transfer/ QuickCash.

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Be Rewarded

There's nothing quite like being rewarded for being true to yourself. Spend, save and contribute ideas to TRUE Lab – you will be rewarded with awesome gifts and prizes!

Join us at TRUE Lab to comment on the features of our TRUE Everyday Banking Kit.


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